Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. Bridging the Confidence Gap In the world of finance, the effects of the "confidence gap" can be especially apparent. Disability Income This calculator estimates your chances of becoming disabled and your potential need for disability insurance.