Annuities and Retirement At Asset Preservation Solutions, we believe that the key to security and peace of mind in retirement is to create a predictable stream of income throughout your retirement from which you can guarantee your basic standard of living.The two greatest sources of fixed income for Americans are (1) Social Security and (2) Indexed Annuities.Annuities are contracts that offer a regular stream of payments to the beneficiary. You can invest in a lifetime annuity, guaranteed by the financial strength and claims paying ability of the insurance company, to last as long as you live (or if you’re married, as long as either you or your spouse is alive).At Asset Preservation Solutions, we believe that one of the greatest retirement tools available is the Fixed Index Annuity (FIA). Fixed Indexed Annuities are contracts, and just like any contract, each one is different. Creating a Fixed Indexed Annuity contract that is tailored specifically to your needs is essential.Some of the common benefits found in Fixed Indexed Annuities is their ability to participate in market gains while avoiding market losses. This is done through a mechanism known as Participation and Guaranteed Floors. These guarantees allow investors to provide themselves with a guaranteed income stream for life. The chart below displays the actual values of a Fixed Indexed Annuity provided by American Equity. To learn more about this product and how you can provide yourself with both a paycheck and "playcheck" for life, give us a call today: 336-281-9990.Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Guarantees are backed by the financial strength and claims paying ability of the issuer.